England & Wales GAD Guidance for Pre 1 April 2008 Scheme

Last edited: Jun 02, 2026 Published: Jun 01, 2026

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Regulation
DCLG – GAD UpdatesUpdate 5 September 2007 – Note on the dates to be used in the calculation of the pension credit on pension sharing on divorce. Update 5 June 2006 Additional Update 7 June 2006 EDITORS NOTE: The information in paragraph 3 of the Update was not replicated in the October 2006 GAD guidance on regulations 31 and 35. GAD Guidance on Early Retirements 24 October 2006 – B Town – Accompanying Letter
GAD Letter Regulation 19A Limit on total amount of Benefits. Guidance Reg 19A – Members without primary or enhanced protection Guidance Reg 19A – Members with primary protection
GAD – reg 20(3D)
GAD – reg 25A(1) and 20(4A) – Also see Additional Update 7 June 2006 (Word)
GAD – reg 29 48 and 126 Covering Letter reg 29 48 and 126
REG 31 and 35 Click Here for OLD Guidance
GAD – reg 33 GAD – reg 33 letter GAD – reg 33 ODPM letter
GAD – reg 49 21-01-1998 GAD – reg 49 18-05-2000
Guidance Reg 52 Reg 52 Covering Letter Click Here for OLD guidance
Regulation 55: –Reg 55 Covering Letter Reg 55 GAD Guidance Click Here for OLD Guidance
Reg 58 Inverse Commutation – Conversion of lump sum into pension (issued 2 October 2012) Click here for Old Guidance
GAD – reg 59 DCLG letter regarding factors for regulation 59 (issued 20 June 2013)
CLG letter dated 3 February 2011 Protected Regulation 66(8) – Adjustment of Transfer Credits granted from accumulated AVCs (dated 24 August 2011) DCLG cover letter – Protected Regulation 66(8) (issued 1 September 2011) GAD – reg 66 GAD – reg 66 ODPM letter GAD – reg 66(7) protected GAD Reg 66(8) protected GAD Reg 66(8) protected letter Click Here for OLD Guidance
GAD – Individual transfer value factors September 1995 GAD Yield for MVA amendment 1 Jan 1999 GAD – reg 118 extension table ODPM letter GAD – reg 118 extension table GAD TV Note 27 April 2005 – Accompanying Letter 5 May 2005 GAD CETV ADJUSTMENT FACTORS 18 October 2006 CLICK HERE FOR OLD GUIDANCE
GAD – reg 125 June 1998
GAD – reg 147 and 149
GAD – reg 151
GAD – reg 156 GAD – reg 156 ODPM letter GAD – reg 156sup

OLD Guidance

Regulation
GAD – reg 31 Editor’s Note: Use Appendices II and III following SI2005/1903. – Also see REG 31 Additional Update 7 June 2006 (Word)
GAD – reg 55 Covering Letter – Reg 55 GAD – reg 55 – Editors Note – The guidance in this link was extant following the revocation of SI2004/3372 by SI2005/1903 – see the earlier reg 55 GAD guidance above which applied whilst the changes made by SI2004/3372 were in operation. – Also see Additional Update 7 June 2006 (Word) Extension Factors Age 16 to 25 Extension Factors Age 16 to 25 Covering Letter
OLD GAD REG 58 GAD – reg 58 GAD – reg 58 ext
OLD GAD REG 66 GAD – reg 66(8) protected GAD Reg 66(8) Letter GAD Reg 66(8) Guidance
OLD – GAD – reg 52 80 and 143 OLD – GAD – reg 143 app1 ext GAD Reg 52 16 February 2005 Covering Letter
GAD – reg 117 and 122 Editors Note – The guidance in this link was extant following the revocation of SI2004/3372 by SI2005/1903 – see GAD TV note dated 27 April 2005 which applied whilst the changes made by SI2004/3372 were in operation. GAD – reg 117 and 122 ODPM letter Editors Note – The guidance in this link was extant following the revocation of SI2004/3372 by SI2005/1903 – see GAD TV note dated 27 April 2005 which applied whilst the changes made by SI2004/3372 were in operation GAD – reg 118 ODPM letter

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